DO sign your card the moment you receive it.
DO always sign the card with a ballpoint pen.
The moment you get your debit card, DO note down the card number and the emergency number. Then, should your card ever get misplaced or stolen, having these numbers ready will enable you to report the loss immediately.
DO keep these two numbers in a place other than the wallet that holds your card. Then, if your pocket gets picked, you won't have to hunt for the emergency number frantically.
For reasons of security, DO keep with you a photocopy of the front and reverse of your debit card.
If you are going abroad, DO make a note of the card company's (Visa/MasterCard/ Amex) emergency phone number in the country you are going to.
DO report a lost or stolen card immediately.
DO try and memorize the PIN instead of noting it down somewhere.
DON'T lend your card to anyone. DO be well aware of who has access to your cards. If a member of your family (spouse, child, parent) borrows your card, with or without your knowledge, you are responsible for the transactions they make with it.
NEVER reveal the card number unnecessarily.
DON’T give your debit card number over the phone or the Internet. Debit Card cannot be used for transactions through the Internet, phone or e-mail.
At a shop or restaurant, NEVER leave your card unattended.
DO make sure that the card returned to you at a merchant establishment is your own.
When using your card at a merchant establishment, only your signature is needed. NEVER reveal any other personal detail about yourself, be it your address or phone number.
NEVER sign an incomplete sales slip. DO make sure that totalling has been done.
DO always keep a copy of the bill and the payment slip for a transaction and the ATM receipts for cash withdrawals.
DO always check your billing statement. DO check the purchases and DO compare them with the bills and receipts in your possession.
If you are returning or handing over your card to the bank, DO cut it into two and DO make sure you give it to a bank official only. This will ensure that the card can never be used again.
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