France captain Zidane Zidane was in tears after his glorious career ended with a World Cup final red card for head-butting Italian defender Marco Materazzi in the chest in the second period of extra-time with the score level at 1-1.
The 34-year-old playmaker, who appeared to react to something said by former Everton centre-back Materazzi less than ten minutes from the end of extra-time in Berlin's Olympic Stadium, can have no complaints about Argentinian referee Horacio Elizondo's decision in his final game.
Fifa has insisted that video replays played no part in Zidane's sending-off in the off-the-ball incident and Les Bleus boss Raymond Domenech, who saw his men lose 5-3 on penalties, said: "It's sad to have a great player leaving the pitch in that way, getting sent-off. He has played a great World Cup. He has been ever-present.
"I would have preferred to have taken him off myself but I did not expect it to end that way. We are all sad that a player like Zinedine has been sent-off.
"I don't know what Materazzi said. All I know is that the man-of-the-match was not (Andrea) Pirlo but Materazzi. He scored the equaliser and had Zidane sent-off. He really put on a great show when he fell down."
Zidane had given France the lead from the penalty spot seven minutes into the 18th World Cup final after Materazzi had tripped Florent Malouda, but the Azzurri defender restored parity 12 minutes later heading home Andrea Pirlo's inviting corner - with no further goals a penalty shoot-out was needed.
This is not the first time Zidane's temper has blown on the pitch - he was sent off in the 1998 World Cup for stamping on a Saudi Arabia player and, as a Juventus player, he was once banned for five Champions League games when he head-butted an opponent.
Zidane's former World Cup-winning team-mate Frank Leboeuf is at a loss to explain what made the France captain commit his shameful World Cup final head-butt.
Former Chelsea defender Leboeuf said: "I cannot accept what he did. I think Materazzi said something very bad to him for him to react like that.
"But it doesn't matter what he said - you cannot agree with what he did. I feel very ashamed - because it is not the kind of thing that this team does."
Zidane will never have the chance to redeem himself, because the final against Italy was his last match before retirement - and that makes the incident even more regrettable for Leboeuf.
He added: "He has been such a great footballer and a wonderful human being ... I don't understand what happened. He has a hot temper; he can react, as we have seen two or three times in his career.
"He is a very shy person, a quiet guy - not the kind of guy to show the image he did yesterday. He should have been focused on the real target - the World Cup. To go out like that, end his great career like that, is a pity."
Despite France's failure to win the World Cup for the second time in eight years striker David Trezeguet, who missed his spot-kick in the shootout, was determined to remain philosophical.
Trezeguet said: "It's true that I know Buffon very well. But I didn't change my style of striking the ball because of that. I didn't think I hit the ball badly.
"I think it's important that one takes responsibility for his acts and I walk with my head held high. We have to accept defeat, look ahead, this is part of football."
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free ebook download at world ebook fair organized by project gutenberg
Free Access to the public from July 4th to August 4th, in celebration of Project Gutenberg's 35th Birthday
Please visit us here from July 4th-August 4, 2006 to download your selections from 1/3 million free eBooks.
Welcome to the home of the World eBook Fair, the largest showcase for eBooks, eBook publishers, editors, and others working in the new world of eBooks.
July 4th to August 4, 2006 marks a month long celebration of the 35th anniversary of the first step taken towards today's eBooks, when the United States Declaration of Independence was the first file placed online for downloading in what was destined to be an electronic library of the Internet. Today's eBook library has a total of over 100 languages represented.
The World eBook Fair welcomes you to absolutely free access to a variety of eBook unparalleled by any other source. 1/3 million eBooks await you for personal use, all free of charge for the month from July 4 - August 4, 2006, and then 1/2 million eBooks in 2007, 3/4 million in 2008, and ONE million in 2009.
Ten times as many eBooks are available from private eBook sources, without the media circus that comes with 100 billion dollar media mavens such as Google. The World eBook Fair has created a library of wide ranging samples of these eBooks, totaling 1/3 million. Here are eBooks from nearly every classic author on the varieties of subjects previously only available through the largest library collections in the world. Now these books are yours for personal use, free of charge, to keep for the rest of your lives.
This event is brought to you by the oldest and largest free eBook source on the Internet, Project Gutenberg, with the assistance of the World eBook Library, the providers of the largest collection, and a number of other eBook efforts around the world. The World eBook Library normally charges $8.95 per year for online access, and allows unlimited personal downloading. During The World eBook Fair all these books are available free of charge through a gateway at http://www.gutenberg.org and http://WorldeBookFair.com
YOU ARE INVITED!
You are encouraged to participate in The World eBook Fair, by downloading any of the 1/3 million eBooks provided here for personal use. The World eBook fair is currently scheduled for the next few July and August periods as follows:
2007 1/2 Million eBooks2008 3/4 Million eBooks2009 One Million eBooks
The World eBook Fair, Project Gutenberg, and World eBook Library, along with our other participants, join together to encourage you to assist in bringing many entire libraries to the general public and to encourage ever increasing levels of literacy and reading.
We hope the invention of eBooks will advance the world as much as did the invention of The Gutenberg Press, and look forward to the Neo-Industrial Revolution following the advent of eBooks, just as the invention of The Gutenberg Press undoubtedly led to the first Industrial Revolution, and your participation can help bring this new revolution in reading and libraries to the world.
We heartily thank you for visiting The World eBook Fair.
We hope you and yours will find lifetimes of reading materials to expand your horizons over the years.
Michael Hart's hint: "Start with the Browse Collections page."
Please visit us here from July 4th-August 4, 2006 to download your selections from 1/3 million free eBooks.
Welcome to the home of the World eBook Fair, the largest showcase for eBooks, eBook publishers, editors, and others working in the new world of eBooks.
July 4th to August 4, 2006 marks a month long celebration of the 35th anniversary of the first step taken towards today's eBooks, when the United States Declaration of Independence was the first file placed online for downloading in what was destined to be an electronic library of the Internet. Today's eBook library has a total of over 100 languages represented.
The World eBook Fair welcomes you to absolutely free access to a variety of eBook unparalleled by any other source. 1/3 million eBooks await you for personal use, all free of charge for the month from July 4 - August 4, 2006, and then 1/2 million eBooks in 2007, 3/4 million in 2008, and ONE million in 2009.
Ten times as many eBooks are available from private eBook sources, without the media circus that comes with 100 billion dollar media mavens such as Google. The World eBook Fair has created a library of wide ranging samples of these eBooks, totaling 1/3 million. Here are eBooks from nearly every classic author on the varieties of subjects previously only available through the largest library collections in the world. Now these books are yours for personal use, free of charge, to keep for the rest of your lives.
This event is brought to you by the oldest and largest free eBook source on the Internet, Project Gutenberg, with the assistance of the World eBook Library, the providers of the largest collection, and a number of other eBook efforts around the world. The World eBook Library normally charges $8.95 per year for online access, and allows unlimited personal downloading. During The World eBook Fair all these books are available free of charge through a gateway at http://www.gutenberg.org and http://WorldeBookFair.com
YOU ARE INVITED!
You are encouraged to participate in The World eBook Fair, by downloading any of the 1/3 million eBooks provided here for personal use. The World eBook fair is currently scheduled for the next few July and August periods as follows:
2007 1/2 Million eBooks2008 3/4 Million eBooks2009 One Million eBooks
The World eBook Fair, Project Gutenberg, and World eBook Library, along with our other participants, join together to encourage you to assist in bringing many entire libraries to the general public and to encourage ever increasing levels of literacy and reading.
We hope the invention of eBooks will advance the world as much as did the invention of The Gutenberg Press, and look forward to the Neo-Industrial Revolution following the advent of eBooks, just as the invention of The Gutenberg Press undoubtedly led to the first Industrial Revolution, and your participation can help bring this new revolution in reading and libraries to the world.
We heartily thank you for visiting The World eBook Fair.
We hope you and yours will find lifetimes of reading materials to expand your horizons over the years.
Michael Hart's hint: "Start with the Browse Collections page."
fifa world cup 2006 golden ball nominees
FiFa World Cup 2006 Golden Ball Nominees
FIFA has releaed the list of the 10 players who have been short-listed for the Golden Ball Award presented to the tournament’s most outstanding player. It comes as no surprise that the list is comprised largely of players from the two finalists. Zinedine Zidane, who was beaten out for the award in 1998 by Brazil’s Ronaldo, is on the short list this year. The nominations are: Fabio Cannavaro (Italy), Maniche (Portugal), Michael Ballack (Germany), Andrea Pirlo (Italy), Gianluca Zambrotta (Italy), Thierry Henry (France), Gianluigi Buffon (Italy), Patrick Vieira (France), Miroslav Klose (Germany), Zinedine Zidane (France).
You have to think that with no single dominant player this year the award will go to a player on Sunday’s winning side, especially since voting will remain open until after the end of the final. The winner will be announced the morning after the final.
Zidane will be the sentimental favorite if his team wins and the old warrior has played outstanding the past three games. If Italy wins, I would go with Fabio Cannavaro. He has captained a defense that has been fabulous and he has been a stud all tournament long.
Who do you think will win it? Who do you want to win it?
FIFA has releaed the list of the 10 players who have been short-listed for the Golden Ball Award presented to the tournament’s most outstanding player. It comes as no surprise that the list is comprised largely of players from the two finalists. Zinedine Zidane, who was beaten out for the award in 1998 by Brazil’s Ronaldo, is on the short list this year. The nominations are: Fabio Cannavaro (Italy), Maniche (Portugal), Michael Ballack (Germany), Andrea Pirlo (Italy), Gianluca Zambrotta (Italy), Thierry Henry (France), Gianluigi Buffon (Italy), Patrick Vieira (France), Miroslav Klose (Germany), Zinedine Zidane (France).
You have to think that with no single dominant player this year the award will go to a player on Sunday’s winning side, especially since voting will remain open until after the end of the final. The winner will be announced the morning after the final.
Zidane will be the sentimental favorite if his team wins and the old warrior has played outstanding the past three games. If Italy wins, I would go with Fabio Cannavaro. He has captained a defense that has been fabulous and he has been a stud all tournament long.
Who do you think will win it? Who do you want to win it?
amazing fashion tips for pregnant women
Amazing Fashion Tips for Pregnant Women
Pregnancy can be a hard time to consider fashion, and with maternity clothing that is so expensive, it can be hard on the pocket book too. But every woman should have at least one outfit she can wear during pregnancy that makes her feel comfortable and feel good about the way she looks while pregnant.
Here are a few hints to find that special outfit:
Certain styles look especially good on pregnant women such as A-line skirts, empire-waist dresses and tops, and pencil skirts paired with swingy shirts. If you are feeling really self-conscious about your changing body accentuate other parts of your body that you feel more comfortable with. To get people to notice your neck and shoulders choose a shirt with a ballet-cut or bateau neckline, or dress all in one color and add a scarf or some other stunning accessory. Then people will notice you’re accessories and after your pregnancy you won’t feel bad that you spent money on them because you can keep on wearing them. Some accessories could be a brightly colored piece of jewelry, a pair of shoes that match your handbag, a colorful scarf or a button-up sweater.
A money-saving tip for maternity clothing shopping is to avoid impulse buying. Make a list of a few must-have items that can go with almost everything. For stay-at-home moms this list may include a pair of jeans, a pair of dressy black pants, a black or some other universal colored skirt, two shirts, and a casual dress. For working moms you will probably need to add two or three more skirts, another pair of dressy pants and a couple more shirts. This should be good for your initial shopping trip, then on later shopping trips try to buy things that will match what you already have, and try to limit what you get later to just one or two items. Another tip is to buy clothes that have a style that matches the style you wore before your pregnancy. You’ll feel better about the way you look and be more likely to keep the clothing for your next pregnancy, which will save you money.
Knowing what to look for in maternity clothes can be a bit frustrating. A woman’s body changes dramatically in just a few short months, and if you buy the wrong kind of clothing you may end up buying a lot more maternity clothes than are necessary. When looking for pants keep in mind that your belly will grow and your rise (the length between your crotch and waist) so when you are trying on pants see if it can accommodate for these growths. When looking for shirts keep in mind that pregnant women grow in their chest, back, arms and belly, but not across their shoulders. You will want to look for shirts that still fit your shoulders but have room in those other areas. Just buying a larger sized shirt will mean that the shoulder area is bigger and will make you look bigger than you are. You will also want to look for material that stretches, and is machine washable.
Pregnancy can be a hard time to consider fashion, and with maternity clothing that is so expensive, it can be hard on the pocket book too. But every woman should have at least one outfit she can wear during pregnancy that makes her feel comfortable and feel good about the way she looks while pregnant.
Here are a few hints to find that special outfit:
Certain styles look especially good on pregnant women such as A-line skirts, empire-waist dresses and tops, and pencil skirts paired with swingy shirts. If you are feeling really self-conscious about your changing body accentuate other parts of your body that you feel more comfortable with. To get people to notice your neck and shoulders choose a shirt with a ballet-cut or bateau neckline, or dress all in one color and add a scarf or some other stunning accessory. Then people will notice you’re accessories and after your pregnancy you won’t feel bad that you spent money on them because you can keep on wearing them. Some accessories could be a brightly colored piece of jewelry, a pair of shoes that match your handbag, a colorful scarf or a button-up sweater.
A money-saving tip for maternity clothing shopping is to avoid impulse buying. Make a list of a few must-have items that can go with almost everything. For stay-at-home moms this list may include a pair of jeans, a pair of dressy black pants, a black or some other universal colored skirt, two shirts, and a casual dress. For working moms you will probably need to add two or three more skirts, another pair of dressy pants and a couple more shirts. This should be good for your initial shopping trip, then on later shopping trips try to buy things that will match what you already have, and try to limit what you get later to just one or two items. Another tip is to buy clothes that have a style that matches the style you wore before your pregnancy. You’ll feel better about the way you look and be more likely to keep the clothing for your next pregnancy, which will save you money.
Knowing what to look for in maternity clothes can be a bit frustrating. A woman’s body changes dramatically in just a few short months, and if you buy the wrong kind of clothing you may end up buying a lot more maternity clothes than are necessary. When looking for pants keep in mind that your belly will grow and your rise (the length between your crotch and waist) so when you are trying on pants see if it can accommodate for these growths. When looking for shirts keep in mind that pregnant women grow in their chest, back, arms and belly, but not across their shoulders. You will want to look for shirts that still fit your shoulders but have room in those other areas. Just buying a larger sized shirt will mean that the shoulder area is bigger and will make you look bigger than you are. You will also want to look for material that stretches, and is machine washable.
4 good reasons to get a refinance home loan
Refinance Your Home Now and Lower Your Interest Rate
What is a refinance home loan?
A refinance home loan or a home loan refinance is a new loan obtained through your lender or a new lender to pay off existing loan. However, you may opt to apply for a lower interest rate and or cash out on your homes equity.
When should I refinance my home?
It is a known fact that interest rates are lower than they have been in years. This is due to our fast paced and ever changing economy and market. Now would be the perfect opportunity to refinance your home to obtain a lower interest rate. Even a .25 difference can save you thousands of dollars a year in mortgage payments.
Why should I refinance my home?
There are several reasons home owners decides to refinance. The four most common reasons include:
To obtain a lower interest rate
Home owner generally are aware of interest rate down fall. They take advantage of this opportunity by applying to a refinance loan to lower their existing interest rates and save money on mortgage expenses. The money that a borrower saves on mortgage expenses can be invested in other financial investments.
To receive a refinance cash out
Some home owners who have enough equity accumulated in their homes refinance to cash out their equity and get a lower interest rate
To make home improvements
Sooner than later you will find that maintaining your home is hard work (not to mention quite expensive). In most cases, home owners will pursue a refinance, rather than a personal loan, in order to save on interest rates. A personal loan may have higher interest rates and are normally, not as large as a home improvement loan.
To change loan programs
A majority of home owner refinance because they are not satisfied with their current loan program. They may be under a 5 year arm, but somewhere down the line they decided they would prefer a 30 year fixed loan. Whatever the reason may be, a refinance home loan will solve the problem.
What are the benefits of refinancing my home?
There are several benefits included with refinancing your home, including:
Your credit may be in better standings then before you purchased your home, now you can refinance and obtain a more suitable loan, with lower interest rates and terms.
Or, you can obtain a home equity line of credit and have cash available when you need it.
With refinance cash out, your lender can consolidate your bills and pay off all of your debt. You will not have to deal with the hassle by yourself.
What are the different refinance loan options?
As with a traditional loan, refinance home loans offer some of the same loan programs, such as:
10/15/30 year fixed
Zero Down
Interest Only
And so on
Where can I refinance my loan?
You can apply for a refinance home loan through your current lender. Or you may search for a new lender more suitable to your financial needs. This search can be done by internet search, flipping through the yellow pages, or consulting with your real estate agent.
What is a refinance home loan?
A refinance home loan or a home loan refinance is a new loan obtained through your lender or a new lender to pay off existing loan. However, you may opt to apply for a lower interest rate and or cash out on your homes equity.
When should I refinance my home?
It is a known fact that interest rates are lower than they have been in years. This is due to our fast paced and ever changing economy and market. Now would be the perfect opportunity to refinance your home to obtain a lower interest rate. Even a .25 difference can save you thousands of dollars a year in mortgage payments.
Why should I refinance my home?
There are several reasons home owners decides to refinance. The four most common reasons include:
To obtain a lower interest rate
Home owner generally are aware of interest rate down fall. They take advantage of this opportunity by applying to a refinance loan to lower their existing interest rates and save money on mortgage expenses. The money that a borrower saves on mortgage expenses can be invested in other financial investments.
To receive a refinance cash out
Some home owners who have enough equity accumulated in their homes refinance to cash out their equity and get a lower interest rate
To make home improvements
Sooner than later you will find that maintaining your home is hard work (not to mention quite expensive). In most cases, home owners will pursue a refinance, rather than a personal loan, in order to save on interest rates. A personal loan may have higher interest rates and are normally, not as large as a home improvement loan.
To change loan programs
A majority of home owner refinance because they are not satisfied with their current loan program. They may be under a 5 year arm, but somewhere down the line they decided they would prefer a 30 year fixed loan. Whatever the reason may be, a refinance home loan will solve the problem.
What are the benefits of refinancing my home?
There are several benefits included with refinancing your home, including:
Your credit may be in better standings then before you purchased your home, now you can refinance and obtain a more suitable loan, with lower interest rates and terms.
Or, you can obtain a home equity line of credit and have cash available when you need it.
With refinance cash out, your lender can consolidate your bills and pay off all of your debt. You will not have to deal with the hassle by yourself.
What are the different refinance loan options?
As with a traditional loan, refinance home loans offer some of the same loan programs, such as:
10/15/30 year fixed
Zero Down
Interest Only
And so on
Where can I refinance my loan?
You can apply for a refinance home loan through your current lender. Or you may search for a new lender more suitable to your financial needs. This search can be done by internet search, flipping through the yellow pages, or consulting with your real estate agent.
amazing idea for how to selling online
Amazing idea for How to Selling Products through online Marketplace
The online market place is one that has become increasingly easier and easier to make a profit from in the last several years. With all the competition that has emerged in terms of web hosting and domain names, the price for maintaining an online merchandise site is now cheaper than ever. There are reasons why there are people choose to do their selling online as opposed to inside a brick and mortar retail store and basics that they all have to bear in mind to get started inside the online selling business. One thing to know about whey people decide to sell on the Internet instead of other more traditional places is that the Internet never closes and their storefronts can be open all day, ever day, not a holiday the whole year. The easiest method to sell online is through that of online auctioning.
The first thing to know when beginning an online selling business, like ones on Ebay or Yahoo.com Auctions, is that it is cheap to start an auction business because there are no employees, rent, expensive technology (other than a computer), or overhead expenses other than shipping supplies. Another thing to understand is that when initially starting an online auction business there is no beginning investment for this because the starting products are typically items that are around the house and have either served their purpose or no longer needed.
Although the beginning startup costs are an important factor to the auction business setup, the most attractive feature of this is that the learning process requires only the smallest amount of effort. Minutes after reading this article you can be reviewing information and have started your own online auction business by simply inserting information into required text boxes. Even with the ease of initially starting up an online auction business, you probably will not become an online millionaire overnight. Additionally, by using an online auction site for you business, you can multitask and use the auction site as a medium for promoting you entire online marketing package. For example, if you are only using online auctioning as a way to sell your company’s products and have another way for your product, i.e. a homepage, you can promote your homepage through your auctions.
Often times when competition is peaking, the bigger company may when. However this is not the case on the Internet because the size of your company means nothing to the person that is searching for a product at 3:30am and needs it in 48 hours. If you can do this it does not matter whether you have 1,000 employees or just yourself, only get the product to the customer in the allotted time frame. With online selling, the most popular products to sell are those that can be purchased wholesale, surplus, closeout, or refurbished and then resold again. The basics for selling at online auctions are easy and can be done by all people. Not everyone will experience the same results but the playing field is equal for everyone, the results depend on the effort you are willing to put in that will ultimately determine success.
The online market place is one that has become increasingly easier and easier to make a profit from in the last several years. With all the competition that has emerged in terms of web hosting and domain names, the price for maintaining an online merchandise site is now cheaper than ever. There are reasons why there are people choose to do their selling online as opposed to inside a brick and mortar retail store and basics that they all have to bear in mind to get started inside the online selling business. One thing to know about whey people decide to sell on the Internet instead of other more traditional places is that the Internet never closes and their storefronts can be open all day, ever day, not a holiday the whole year. The easiest method to sell online is through that of online auctioning.
The first thing to know when beginning an online selling business, like ones on Ebay or Yahoo.com Auctions, is that it is cheap to start an auction business because there are no employees, rent, expensive technology (other than a computer), or overhead expenses other than shipping supplies. Another thing to understand is that when initially starting an online auction business there is no beginning investment for this because the starting products are typically items that are around the house and have either served their purpose or no longer needed.
Although the beginning startup costs are an important factor to the auction business setup, the most attractive feature of this is that the learning process requires only the smallest amount of effort. Minutes after reading this article you can be reviewing information and have started your own online auction business by simply inserting information into required text boxes. Even with the ease of initially starting up an online auction business, you probably will not become an online millionaire overnight. Additionally, by using an online auction site for you business, you can multitask and use the auction site as a medium for promoting you entire online marketing package. For example, if you are only using online auctioning as a way to sell your company’s products and have another way for your product, i.e. a homepage, you can promote your homepage through your auctions.
Often times when competition is peaking, the bigger company may when. However this is not the case on the Internet because the size of your company means nothing to the person that is searching for a product at 3:30am and needs it in 48 hours. If you can do this it does not matter whether you have 1,000 employees or just yourself, only get the product to the customer in the allotted time frame. With online selling, the most popular products to sell are those that can be purchased wholesale, surplus, closeout, or refurbished and then resold again. The basics for selling at online auctions are easy and can be done by all people. Not everyone will experience the same results but the playing field is equal for everyone, the results depend on the effort you are willing to put in that will ultimately determine success.
overtime in todays work life
Overtime work has become a common aspect of today’s work life. In some cases, employees complain about having to spend too much time on overtime work, sacrificing time with their families in order to please their employers.
In the not-so-distance past, overtime work was considered rare, with most workers adhering to a 40-hour work week. But in today’s work environment, overtime work is sometimes considered mandatory.
When overtime work is required, it is known as forced overtime. The question inevitably arises: Does the worker feel free to reject overtime work, or is he or she being forced to work hours over and above the standard 40-hour work week?
When overtime work becomes mandatory, lawsuits often result. In such cases, the issue becomes the way in which the employer communicated overtime work requirements to the employee. In other words, did the employee expect overtime work as part of the job, or is this a new requirement being forced upon the employee?
A number of employees value overtime work because of the extra compensation it can bring, improving the quality of life for their families. Indeed, because of wages that may be below cost of living standards, some employees might rely on overtime work just to meet the expenses in their family budget.
But overtime work can become dangerous when too much work is required. For instance, immigrants who are desperate for employment might find themselves working overtime at a rate of 80 hours a week, forced to work well beyond the normal eight-hour day just to survive. Such “extreme” overtime work situations often occur at so-called factory farms, which require workers to put in extra hours just to keep the farms going. In such situations, the Department of Labor may be called in to assess the situation.
When lawsuits involving overtime work do occur, they can often be settled prior to going to court. Indeed, it may be in the client’s best interest to negotiate rather than litigate an overtime work claim.
If you are looking for a lawyer to handle a case that involves overtime work, it is important to look into the attorney’s background to see if he or she has handled such cases before. The lawyer should also have a good working knowledge of fair labor practices, along with an understanding of the specifics of your overtime work claim. Schneider and Wallace have the expertise necessary to pursue your claim involving overtime work.
While we might like to think that forced overtime work gained disfavor after the 19th century, we must recognize that violations of overtime law do in fact exist. Large corporations, especially retailers, are particularly vulnerable to claims involving forced overtime work.
If you feel as if you’re the victim of violations involving overtime work, be sure to document your claim. Gather together any records you have showing the amount of overtime work you’ve been forced to complete. Then, contact our attorneys at Schneider and Wallace in order to find out what kind of legal recourse you might have regarding overtime work.
In the not-so-distance past, overtime work was considered rare, with most workers adhering to a 40-hour work week. But in today’s work environment, overtime work is sometimes considered mandatory.
When overtime work is required, it is known as forced overtime. The question inevitably arises: Does the worker feel free to reject overtime work, or is he or she being forced to work hours over and above the standard 40-hour work week?
When overtime work becomes mandatory, lawsuits often result. In such cases, the issue becomes the way in which the employer communicated overtime work requirements to the employee. In other words, did the employee expect overtime work as part of the job, or is this a new requirement being forced upon the employee?
A number of employees value overtime work because of the extra compensation it can bring, improving the quality of life for their families. Indeed, because of wages that may be below cost of living standards, some employees might rely on overtime work just to meet the expenses in their family budget.
But overtime work can become dangerous when too much work is required. For instance, immigrants who are desperate for employment might find themselves working overtime at a rate of 80 hours a week, forced to work well beyond the normal eight-hour day just to survive. Such “extreme” overtime work situations often occur at so-called factory farms, which require workers to put in extra hours just to keep the farms going. In such situations, the Department of Labor may be called in to assess the situation.
When lawsuits involving overtime work do occur, they can often be settled prior to going to court. Indeed, it may be in the client’s best interest to negotiate rather than litigate an overtime work claim.
If you are looking for a lawyer to handle a case that involves overtime work, it is important to look into the attorney’s background to see if he or she has handled such cases before. The lawyer should also have a good working knowledge of fair labor practices, along with an understanding of the specifics of your overtime work claim. Schneider and Wallace have the expertise necessary to pursue your claim involving overtime work.
While we might like to think that forced overtime work gained disfavor after the 19th century, we must recognize that violations of overtime law do in fact exist. Large corporations, especially retailers, are particularly vulnerable to claims involving forced overtime work.
If you feel as if you’re the victim of violations involving overtime work, be sure to document your claim. Gather together any records you have showing the amount of overtime work you’ve been forced to complete. Then, contact our attorneys at Schneider and Wallace in order to find out what kind of legal recourse you might have regarding overtime work.
amazing tips to get your child into the modeling industry
Amazing 21 Tips to Get Your Child into the Modeling Industry
You may be thinking about getting your child into the modeling industry. Do those words send tingles along your spine? More importantly, is this something that your child wants?
There are many reasons why parents or grandparents pursue modeling for their children and grandchildren. Below we will discuss some tips to help you decide if modeling is for you and your child.
Is it enough to be a beautiful child? –Every parent thinks their child is the “most beautiful baby ever”. But, will a modeling agency think the same thing? Can you and your child handle it if they don’t? Just being a beautiful isn’t enough to make your child stand out in the modeling crowd. There needs to be something unusual which will catch the eye of a prospective agent. It could be a unique eye and hair color combination. We aren’t talking about something strange, but an unusual quality that will draw people to your child.
Should I send professional photos of my child to an agent? –When your child is very young, personal pictures are better for an agent. There is no reason to spend the money on professional photos when the child’s appearance will change substantially in a short period of time. When the child is 4 or 5 then you can consider professional photos. Even at this point, you don’t need an expensive freelance photographer. Take your child to a photographer at a local department store or studio for these pictures. Olan Mills or a similar studio would be fine.
Do I need to dress my child up for pictures? –The most effective pictures are simple. Let the agent focus on your child, not a floppy hat or a cowboy outfit. If your child is a toddler, you can take photos in a diaper and a simple background. They could sit on your clean kitchen floor or on the grass in your yard. Make the composition of the picture simple and unobtrusive. When your child is older, pick flattering and understated clothing. Subtle colors and simple patterns would be best. Again, you want the agent to focus on your child’s overall appearance, not a crazy outfit.
Should I look in the yellow pages for an agency? –The best agencies don’t need to advertise their services. It sounds like a cliché, but it’s true in this instance. Top modeling agencies get business from positive word of mouth. This is true in most any type of business and is true in modeling. A quality agency will not insist that your toddler have “special” pictures taken by “their” photographer. They also won’t charge you any fees upfront. Reputable agencies make money when your child makes money and not before. This gives them the necessary incentive to work for your child.
Does my child need a website? –An online presence would be a good start. This will get additional exposure that you might not get any other way. Again, don’t be lured into paying for an expensive website. You only need a simple website with plenty of quality pictures of your child. The idea is to feature your child and promote them. Web hosting and a domain name should not cost you more than $100 a year. There are many companies that offer expensive packages, but they usually won’t get you enough additional exposure to justify the additional cost. Research this carefully before agreeing to a long term contract. There are also inexpensive sites which offer you a chance to design your own site, only if you feel qualified to do this.
Can I promote my child as a model if I work a fulltime job?
In order to attend auditions, you need a flexible schedule. You will usually get about 48 hours notice about an audition, but it can be at the “last moment”. Each audition you miss lessens your child’s chances of getting a job. Another thing to consider is that only one parent needs to accompany the child to an audition. You should stay out of the way and never tell the agents, directors or others how to do their jobs. Keep an eye on your child, but don’t interfere with the audition. Even if your child is what they are looking for, you could ruin their chance to get the job by your behavior. Remember that they are auditioning you and your child.
I think my child wants to be a model, but I’m not sure. –This is critical. If your child doesn’t want to model, they you shouldn’t make them. There is no sense in running yourself ragged and making your child unhappy. If your child has made it clear they aren’t interested, either through words or their actions, you need to honestly evaluate why you are doing this. Do you want to be involved in the industry and your child is the only way to do that? This is NOT a good reason to put your child through the process. You need to be sure your child really wants this lifestyle.
You may be thinking about getting your child into the modeling industry. Do those words send tingles along your spine? More importantly, is this something that your child wants?
There are many reasons why parents or grandparents pursue modeling for their children and grandchildren. Below we will discuss some tips to help you decide if modeling is for you and your child.
Is it enough to be a beautiful child? –Every parent thinks their child is the “most beautiful baby ever”. But, will a modeling agency think the same thing? Can you and your child handle it if they don’t? Just being a beautiful isn’t enough to make your child stand out in the modeling crowd. There needs to be something unusual which will catch the eye of a prospective agent. It could be a unique eye and hair color combination. We aren’t talking about something strange, but an unusual quality that will draw people to your child.
Should I send professional photos of my child to an agent? –When your child is very young, personal pictures are better for an agent. There is no reason to spend the money on professional photos when the child’s appearance will change substantially in a short period of time. When the child is 4 or 5 then you can consider professional photos. Even at this point, you don’t need an expensive freelance photographer. Take your child to a photographer at a local department store or studio for these pictures. Olan Mills or a similar studio would be fine.
Do I need to dress my child up for pictures? –The most effective pictures are simple. Let the agent focus on your child, not a floppy hat or a cowboy outfit. If your child is a toddler, you can take photos in a diaper and a simple background. They could sit on your clean kitchen floor or on the grass in your yard. Make the composition of the picture simple and unobtrusive. When your child is older, pick flattering and understated clothing. Subtle colors and simple patterns would be best. Again, you want the agent to focus on your child’s overall appearance, not a crazy outfit.
Should I look in the yellow pages for an agency? –The best agencies don’t need to advertise their services. It sounds like a cliché, but it’s true in this instance. Top modeling agencies get business from positive word of mouth. This is true in most any type of business and is true in modeling. A quality agency will not insist that your toddler have “special” pictures taken by “their” photographer. They also won’t charge you any fees upfront. Reputable agencies make money when your child makes money and not before. This gives them the necessary incentive to work for your child.
Does my child need a website? –An online presence would be a good start. This will get additional exposure that you might not get any other way. Again, don’t be lured into paying for an expensive website. You only need a simple website with plenty of quality pictures of your child. The idea is to feature your child and promote them. Web hosting and a domain name should not cost you more than $100 a year. There are many companies that offer expensive packages, but they usually won’t get you enough additional exposure to justify the additional cost. Research this carefully before agreeing to a long term contract. There are also inexpensive sites which offer you a chance to design your own site, only if you feel qualified to do this.
Can I promote my child as a model if I work a fulltime job?
In order to attend auditions, you need a flexible schedule. You will usually get about 48 hours notice about an audition, but it can be at the “last moment”. Each audition you miss lessens your child’s chances of getting a job. Another thing to consider is that only one parent needs to accompany the child to an audition. You should stay out of the way and never tell the agents, directors or others how to do their jobs. Keep an eye on your child, but don’t interfere with the audition. Even if your child is what they are looking for, you could ruin their chance to get the job by your behavior. Remember that they are auditioning you and your child.
I think my child wants to be a model, but I’m not sure. –This is critical. If your child doesn’t want to model, they you shouldn’t make them. There is no sense in running yourself ragged and making your child unhappy. If your child has made it clear they aren’t interested, either through words or their actions, you need to honestly evaluate why you are doing this. Do you want to be involved in the industry and your child is the only way to do that? This is NOT a good reason to put your child through the process. You need to be sure your child really wants this lifestyle.
effective mobile phone selling tips
Effective Mobile Phone Selling Tips.
A sales career can be challenging, but even more so if all of your sales activity is accomplished over the telephone! Here are a few tips to ensure your phone sales presence is strong and effective so that you can stay ahead of your revenue objective every month:
• Use a good CRM tool. Make sure your company or your management team provides you with a Customer Relationship Management (CRM) tool that enables you to schedule your calls, follow up on scheduled calls, has a good calendar, a task and list manager, an “alarm” system for important calls, etc. This will be critical to your ability to keep up with your top customers, as well as your newer customers while building your pipeline. Make sure you take excellent notes so that with follow up calls or return calls, you have a reminder of your last conversation.
• Schedule your calls one week out. Effective planning is critical to having quality phone time. Scheduling your calls one week out will ensure you constantly have a pipeline of calls to make, and if you sort them by prospect, cold call, follow up, close, etc, you will also be reminded of the nature of the call as you pull up the next company in your list to call.
• Develop Great Rapport in 3 seconds. Over the phone, you have only 3 seconds to establish great rapport. The reason for this is simply that you will not have the ability to use body language to convey your message, so you need to have a bright, cheery personality when you call and talk to someone on the phone. It’s critical that you don’t come across too salesy or as if you are reading from a script—it’s much more important that you use your personality to your biggest advantage so you can sell your products and services. Getting past the 3 second hurdle is critical to effective and productive phone selling.
• Be cognizant of your client’s time. When you call someone, you are interrupting their day. Make sure that you let your client ( or prospective client) know that you are aware of that, and ask if this is a good time to talk for a few minutes. If they say no, take that opportunity to schedule time with that client at a later time. This will ensure you have more undivided attention from your client. Also, if you say your phone appointment will only take 15 minutes, do not go over the 15 minutes allotted for the call. This will help you gain respect from your client, and will enable you to develop stronger relationships than you will if you go over the time allotted. Tip: If you get to the 15 minute point and you still have information to share, let the client know you’ve reached the time limit, and ask them if they would like you to continue, or if they would like to reschedule for another time. If you are doing a great job, the client will allow you to continue right then, and you might even find yourself with a sale that day!
• Follow up, follow up, follow up. If you say you will follow up, do it. Make sure you follow up on the day and time you say you will. Otherwise, you will lose credibility in the eyes of your client, and will be unable to regain that, especially over the phone.
• Be organized. The key to phone selling is staying organized. Have all your selling sheets and product tips in front of you, either in a binder or on your computer. This will help you overcome objections with ease, and will make your clients believe you are ready with answers to any question they have. Once you are finished with a call or a task, move on to the next one—don’t try to have several tasks going at once, or you will be less productive in what you are doing.
• Be personable. Remember to be thankful, courteous, respectful, and most of all, to be yourself. One who is conversational in nature will break down the wary barriers of phone-overloaded clients.
• Ask solid, open-ended questions. Asking open ended questions will help you move the sale along more rapidly than asking yes/no questions. If the client knows you really care about their business—which will be expressed through open ended questions, they will be more likely to answer your questions and buy from you.
• Use good equipment. Make sure your computer, Internet speed, and phone systems are all in good working order and are the latest technology (if possible). This is critical to ensuring quality service to your clients.
• Wear a headset. To alleviate neck, shoulder, and back problems, wear a headset. This will also enable you to take notes while you talk, look for information, and even stand and stretch while on the phone. A headset is critical to a more organized, more successful phone sales executive.
• Get up and move every hour. In order to avoid burn out and to keep yourself motivated and focused, get up and move every hour. Even if it is just for 5 minutes, that 5 minutes will help the oxygen to flow back to your brain, will enable you to disengage for a few moments, and will give you the ability to concentrate more effectively when you return to the phone.
• Eliminate distractions. If you are in a cubicle, make sure your back is to the opening. This will help you avoid seeing people walk past your cube, and will keep you focused on the task at hand. Also, do not have music playing while on the phone. It will distract you and likely the others around you, not to mention potentially diminishing your credibility in the eyes of your client.
• Have a purpose for your call. When you call clients, again remember that they are not expecting your call. Much as you would if you called on them in person, let them know from the beginning the purpose of your call. This will set the expectation from the beginning, and will help you better prepare them to have a business conversation. Also remember that you are calling about business—so while you may want to involve the client in chit-chat for a few moments at the beginning, waste little to no time getting to the purpose of your call. This will build tremendous credibility in the eyes of your client if they believe you are able to help them quickly and efficiently.
• End your call with follow up reasons. At the end of each call, whether you have sold something or not, make sure you have established a reason for a follow up call, and schedule that as a phone appointment if at all possible. Remember that you are there to conduct business, and your time with them is critical to your success. Therefore, scheduling your next appointment in advance will help you be more productive on the call, will ensure you have their undivided attention, and will result in more closed sales and longer lasting client relationships.
A sales career can be challenging, but even more so if all of your sales activity is accomplished over the telephone! Here are a few tips to ensure your phone sales presence is strong and effective so that you can stay ahead of your revenue objective every month:
• Use a good CRM tool. Make sure your company or your management team provides you with a Customer Relationship Management (CRM) tool that enables you to schedule your calls, follow up on scheduled calls, has a good calendar, a task and list manager, an “alarm” system for important calls, etc. This will be critical to your ability to keep up with your top customers, as well as your newer customers while building your pipeline. Make sure you take excellent notes so that with follow up calls or return calls, you have a reminder of your last conversation.
• Schedule your calls one week out. Effective planning is critical to having quality phone time. Scheduling your calls one week out will ensure you constantly have a pipeline of calls to make, and if you sort them by prospect, cold call, follow up, close, etc, you will also be reminded of the nature of the call as you pull up the next company in your list to call.
• Develop Great Rapport in 3 seconds. Over the phone, you have only 3 seconds to establish great rapport. The reason for this is simply that you will not have the ability to use body language to convey your message, so you need to have a bright, cheery personality when you call and talk to someone on the phone. It’s critical that you don’t come across too salesy or as if you are reading from a script—it’s much more important that you use your personality to your biggest advantage so you can sell your products and services. Getting past the 3 second hurdle is critical to effective and productive phone selling.
• Be cognizant of your client’s time. When you call someone, you are interrupting their day. Make sure that you let your client ( or prospective client) know that you are aware of that, and ask if this is a good time to talk for a few minutes. If they say no, take that opportunity to schedule time with that client at a later time. This will ensure you have more undivided attention from your client. Also, if you say your phone appointment will only take 15 minutes, do not go over the 15 minutes allotted for the call. This will help you gain respect from your client, and will enable you to develop stronger relationships than you will if you go over the time allotted. Tip: If you get to the 15 minute point and you still have information to share, let the client know you’ve reached the time limit, and ask them if they would like you to continue, or if they would like to reschedule for another time. If you are doing a great job, the client will allow you to continue right then, and you might even find yourself with a sale that day!
• Follow up, follow up, follow up. If you say you will follow up, do it. Make sure you follow up on the day and time you say you will. Otherwise, you will lose credibility in the eyes of your client, and will be unable to regain that, especially over the phone.
• Be organized. The key to phone selling is staying organized. Have all your selling sheets and product tips in front of you, either in a binder or on your computer. This will help you overcome objections with ease, and will make your clients believe you are ready with answers to any question they have. Once you are finished with a call or a task, move on to the next one—don’t try to have several tasks going at once, or you will be less productive in what you are doing.
• Be personable. Remember to be thankful, courteous, respectful, and most of all, to be yourself. One who is conversational in nature will break down the wary barriers of phone-overloaded clients.
• Ask solid, open-ended questions. Asking open ended questions will help you move the sale along more rapidly than asking yes/no questions. If the client knows you really care about their business—which will be expressed through open ended questions, they will be more likely to answer your questions and buy from you.
• Use good equipment. Make sure your computer, Internet speed, and phone systems are all in good working order and are the latest technology (if possible). This is critical to ensuring quality service to your clients.
• Wear a headset. To alleviate neck, shoulder, and back problems, wear a headset. This will also enable you to take notes while you talk, look for information, and even stand and stretch while on the phone. A headset is critical to a more organized, more successful phone sales executive.
• Get up and move every hour. In order to avoid burn out and to keep yourself motivated and focused, get up and move every hour. Even if it is just for 5 minutes, that 5 minutes will help the oxygen to flow back to your brain, will enable you to disengage for a few moments, and will give you the ability to concentrate more effectively when you return to the phone.
• Eliminate distractions. If you are in a cubicle, make sure your back is to the opening. This will help you avoid seeing people walk past your cube, and will keep you focused on the task at hand. Also, do not have music playing while on the phone. It will distract you and likely the others around you, not to mention potentially diminishing your credibility in the eyes of your client.
• Have a purpose for your call. When you call clients, again remember that they are not expecting your call. Much as you would if you called on them in person, let them know from the beginning the purpose of your call. This will set the expectation from the beginning, and will help you better prepare them to have a business conversation. Also remember that you are calling about business—so while you may want to involve the client in chit-chat for a few moments at the beginning, waste little to no time getting to the purpose of your call. This will build tremendous credibility in the eyes of your client if they believe you are able to help them quickly and efficiently.
• End your call with follow up reasons. At the end of each call, whether you have sold something or not, make sure you have established a reason for a follow up call, and schedule that as a phone appointment if at all possible. Remember that you are there to conduct business, and your time with them is critical to your success. Therefore, scheduling your next appointment in advance will help you be more productive on the call, will ensure you have their undivided attention, and will result in more closed sales and longer lasting client relationships.
101 romantic ideas and love tips
Remember to say "I love you" and "I need you" often.
Walk hand in hand in the rain.
Write a love poem.
Call a radio station and dedicate a favorite song.
Write "I Love You" in lipstick or shaving cream on the mirror.
Hide love notes in a lunch box, briefcase or purse.
Make heart-shaped cinnamon toast for breakfast.
Place a love note in the personals section of the newspaper.
Take a carriage ride around the city.
Plan a surprise getaway.
Do your mate's household chores.
Write notes on future dates in their date book ("I love you," I miss you," etc.)
Make reservations at a favorite restaurant.
Let them choose the movie.
Give a foot massage.
Make a heart-shaped bookmark, and place it in their book.
Pop in a romantic music CD and slow dance.
Throw a just-because surprise party for two.
Buy a stuffed animal for your honey.
Read each other's horoscopes.
Make a list of the top 10 things you love about your partner.
Display it in a prominent place.
Tattoo your mate's name on your body.
Make an album or scrapbook of your favorite memories together.
Go camping together and only take one sleeping bag.
Send a mushy message in a bottle...a balloon...a sandwich...
Cut out a silly cartoon that you know they'd enjoy.
Shower together.
Dim the lights, and snuggle together on the couch.
Be the first to say "I'm sorry" and kiss and make up.
Give each other a full-body massage.
Kiss every hour on the hour all day long.
Send a gift basket of indulgent items.
Write "I'm hot for you" in the steam on the bathroom mirror.
Ribbon wrap your bed with a big bow.
Fill up the gas tank of your partner's car.
Act like teenagers. Maybe even pierce something!
Show up with a bouquet of flowers -- for no reason at all.
Play Scrabble® together, using as many "love" words as you can.
Run a warm bubble bath for your partner, with lots of lit candles.
Meet in the park for a picnic.
Hold hands.
Leave a trail of rose petals through the house, leading to a romantic candlelight dinner.
Make a donation in your mate's name to a special cause or charity.
Pick up their clothes from the floor -- without saying a word about it.
Watch an old black and white romantic movie and share a bowl of popcorn.
Reenact your first date.
Surprise your partner with tickets to a special event.
An unexpected hug can brighten any day.
Buy a silly, impromptu gift.
Send an email just to say "I'm thinking of you."
Bring home a balloon bouquet.
Serve breakfast in bed.
Make an ornament with a picture of both of you for the Christmas tree.
Play tag.
Wash and wax your partner's car, and leave a little note on the dashboard.
Plant a garden together.
Leave a mushy message on voicemail.
Stay at a hotel for the night, just because.
Make angels in the snow.
Every time you say "hello" or "goodbye", seal it with a hug and a kiss.
Take a drive in the country.
Spend the evening looking at the stars -- and make a wish together.
Cast a playful wink any time, anywhere.
Think up a list of silly little pet names for times when you're alone together.
Read poetry to each other.
Celebrate your half-birthdays together.
Put a picture of both of you in your wallet.
Buy that favorite book or CD for no reason at all.
Send a care package to work filled with treats like food, photos, candy, a love note, heart-shaped confetti, etc.
Go out for the evening and tell people you're on your honeymoon.
Take a hike together and carve your initials in a tree.
Write a thank you note for all the things you take for granted.
Make a fire in the fireplace and roast marshmallows.
Tape your favorite TV show and spend the evening talking.
Do the dishes together, then apply hand lotion to each other's hands.
Write a love letter to your partner and cut it into jigsaw puzzle pieces.
Decide on secret signals and use them to communicate with each other in large groups of people.
Schedule a regular mid-week "date night" for just the two of you.
Do the laundry together.
Romance Theater Weekend: reenact each other's favorite love scene - hers on Friday, his on Saturday.
Call your partner at work and ask for a date.
Pretend you haven't seen each other for a month. Act accordingly.
Send a written invitation to do something special.
Take turns reading to each other.
Stand outside the window and sing a romantic song.
Hide favorite candy in your partner's coat pockets.
Put a tape recording of your voice (saying anything) in the car stereo and turn it on so it plays when the car starts.
Go to a drive-in movie.
Get up to turn off the last light after you're both comfy-cozy in bed.
Hold each other tight during a thunderstorm.
Make a tape recording of favorite love songs.
Leave a bunch of bananas on the kitchen table with a note, "I go bananas over you!"
Hide love notes in a magazine.
Declare your undying love via a telegram.
Make a romantic dinner together, and serve it on your finest china.
Surprise your partner with a big kiss on the neck.
Give unexpected compliments.
Share an ice cream cone.
Have a picnic on the living room floor.
Draw a silly picture of the two of you. Frame it.
Walk hand in hand in the rain.
Write a love poem.
Call a radio station and dedicate a favorite song.
Write "I Love You" in lipstick or shaving cream on the mirror.
Hide love notes in a lunch box, briefcase or purse.
Make heart-shaped cinnamon toast for breakfast.
Place a love note in the personals section of the newspaper.
Take a carriage ride around the city.
Plan a surprise getaway.
Do your mate's household chores.
Write notes on future dates in their date book ("I love you," I miss you," etc.)
Make reservations at a favorite restaurant.
Let them choose the movie.
Give a foot massage.
Make a heart-shaped bookmark, and place it in their book.
Pop in a romantic music CD and slow dance.
Throw a just-because surprise party for two.
Buy a stuffed animal for your honey.
Read each other's horoscopes.
Make a list of the top 10 things you love about your partner.
Display it in a prominent place.
Tattoo your mate's name on your body.
Make an album or scrapbook of your favorite memories together.
Go camping together and only take one sleeping bag.
Send a mushy message in a bottle...a balloon...a sandwich...
Cut out a silly cartoon that you know they'd enjoy.
Shower together.
Dim the lights, and snuggle together on the couch.
Be the first to say "I'm sorry" and kiss and make up.
Give each other a full-body massage.
Kiss every hour on the hour all day long.
Send a gift basket of indulgent items.
Write "I'm hot for you" in the steam on the bathroom mirror.
Ribbon wrap your bed with a big bow.
Fill up the gas tank of your partner's car.
Act like teenagers. Maybe even pierce something!
Show up with a bouquet of flowers -- for no reason at all.
Play Scrabble® together, using as many "love" words as you can.
Run a warm bubble bath for your partner, with lots of lit candles.
Meet in the park for a picnic.
Hold hands.
Leave a trail of rose petals through the house, leading to a romantic candlelight dinner.
Make a donation in your mate's name to a special cause or charity.
Pick up their clothes from the floor -- without saying a word about it.
Watch an old black and white romantic movie and share a bowl of popcorn.
Reenact your first date.
Surprise your partner with tickets to a special event.
An unexpected hug can brighten any day.
Buy a silly, impromptu gift.
Send an email just to say "I'm thinking of you."
Bring home a balloon bouquet.
Serve breakfast in bed.
Make an ornament with a picture of both of you for the Christmas tree.
Play tag.
Wash and wax your partner's car, and leave a little note on the dashboard.
Plant a garden together.
Leave a mushy message on voicemail.
Stay at a hotel for the night, just because.
Make angels in the snow.
Every time you say "hello" or "goodbye", seal it with a hug and a kiss.
Take a drive in the country.
Spend the evening looking at the stars -- and make a wish together.
Cast a playful wink any time, anywhere.
Think up a list of silly little pet names for times when you're alone together.
Read poetry to each other.
Celebrate your half-birthdays together.
Put a picture of both of you in your wallet.
Buy that favorite book or CD for no reason at all.
Send a care package to work filled with treats like food, photos, candy, a love note, heart-shaped confetti, etc.
Go out for the evening and tell people you're on your honeymoon.
Take a hike together and carve your initials in a tree.
Write a thank you note for all the things you take for granted.
Make a fire in the fireplace and roast marshmallows.
Tape your favorite TV show and spend the evening talking.
Do the dishes together, then apply hand lotion to each other's hands.
Write a love letter to your partner and cut it into jigsaw puzzle pieces.
Decide on secret signals and use them to communicate with each other in large groups of people.
Schedule a regular mid-week "date night" for just the two of you.
Do the laundry together.
Romance Theater Weekend: reenact each other's favorite love scene - hers on Friday, his on Saturday.
Call your partner at work and ask for a date.
Pretend you haven't seen each other for a month. Act accordingly.
Send a written invitation to do something special.
Take turns reading to each other.
Stand outside the window and sing a romantic song.
Hide favorite candy in your partner's coat pockets.
Put a tape recording of your voice (saying anything) in the car stereo and turn it on so it plays when the car starts.
Go to a drive-in movie.
Get up to turn off the last light after you're both comfy-cozy in bed.
Hold each other tight during a thunderstorm.
Make a tape recording of favorite love songs.
Leave a bunch of bananas on the kitchen table with a note, "I go bananas over you!"
Hide love notes in a magazine.
Declare your undying love via a telegram.
Make a romantic dinner together, and serve it on your finest china.
Surprise your partner with a big kiss on the neck.
Give unexpected compliments.
Share an ice cream cone.
Have a picnic on the living room floor.
Draw a silly picture of the two of you. Frame it.
Ten Steps to a Blessed Day
Ten Steps to a Blessed Day
1. TODAY I WILL NOT STRIKE BACK.
If someone is rude, If someone is impatient,
If someone is unkind I will not respond in like manner.
"Love is not rude, it is not self-seeking,
it is not easily angered, it keeps no record of wrongs."
2. TODAY I WILL ASK GOD TO BLESS MY "ENEMY".
If I come across someone who treats me harshly or unfairly,
I will quietly ask God to bless that individual.
I understand the "enemy" could be a family member, neighbour,
co-worker or stranger.
3. TODAY I WILL BE CAREFUL ABOUT WHAT I SAY.
I will carefully choose and guard my words, being certain that I do
not spread gossip, slander or malign anyone in any way.
"Love always protects, always trusts, always hopes, always perseveres."
4. TODAY I WILL GO THE EXTRA MILE.
I will find ways to help share the burden of another person.
I will find ways to make life more pleasant.
"Greater love has no one than this that he lay down his life for his friends."
5. TODAY I WILL FORGIVE.
I will forgive any hurt or injuries that come my way.
(I will also work to forgive injuries that have been inflicted
upon me in the past).
"God is love."
6. TODAY I WILL DO SOMETHING NICE FOR SOMEONE, BUT I WILL DO IT SECRETLY .
I will reach out anonymously and bless the life of another person.
We always thank God for mentioning you in our prayers.
7. TODAY I WILL TREAT OTHERS AS I WISH TO BE TREATED.
I will practice the Golden Rule - "Do unto others as you would have them do
unto you " - with everyone I encounter.
8. TODAY I WILL RAISE THE SPIRITS OF SOMEONE WHO IS DISCOURAGED.
My smile, my words, my _expression or support, can make the difference to
someone who is wrestling with life."If anyone is thirsty, let him come to Me and
drink."
9. TODAY I WILL NURTURE MY BODY.
I will eat less. I will eat only healthy foods
I will thank God for my body.
10. TODAY I WILL GROW SPIRITUALLY.
I will spend a little more time in prayer today
I will begin reading something spiritual or inspirational today
I will find a quiet place (at some point during this day) and listen to God's voice.
1. TODAY I WILL NOT STRIKE BACK.
If someone is rude, If someone is impatient,
If someone is unkind I will not respond in like manner.
"Love is not rude, it is not self-seeking,
it is not easily angered, it keeps no record of wrongs."
2. TODAY I WILL ASK GOD TO BLESS MY "ENEMY".
If I come across someone who treats me harshly or unfairly,
I will quietly ask God to bless that individual.
I understand the "enemy" could be a family member, neighbour,
co-worker or stranger.
3. TODAY I WILL BE CAREFUL ABOUT WHAT I SAY.
I will carefully choose and guard my words, being certain that I do
not spread gossip, slander or malign anyone in any way.
"Love always protects, always trusts, always hopes, always perseveres."
4. TODAY I WILL GO THE EXTRA MILE.
I will find ways to help share the burden of another person.
I will find ways to make life more pleasant.
"Greater love has no one than this that he lay down his life for his friends."
5. TODAY I WILL FORGIVE.
I will forgive any hurt or injuries that come my way.
(I will also work to forgive injuries that have been inflicted
upon me in the past).
"God is love."
6. TODAY I WILL DO SOMETHING NICE FOR SOMEONE, BUT I WILL DO IT SECRETLY .
I will reach out anonymously and bless the life of another person.
We always thank God for mentioning you in our prayers.
7. TODAY I WILL TREAT OTHERS AS I WISH TO BE TREATED.
I will practice the Golden Rule - "Do unto others as you would have them do
unto you " - with everyone I encounter.
8. TODAY I WILL RAISE THE SPIRITS OF SOMEONE WHO IS DISCOURAGED.
My smile, my words, my _expression or support, can make the difference to
someone who is wrestling with life."If anyone is thirsty, let him come to Me and
drink."
9. TODAY I WILL NURTURE MY BODY.
I will eat less. I will eat only healthy foods
I will thank God for my body.
10. TODAY I WILL GROW SPIRITUALLY.
I will spend a little more time in prayer today
I will begin reading something spiritual or inspirational today
I will find a quiet place (at some point during this day) and listen to God's voice.
amazing business terms
Amazing Business Terms
[1] CEO:
Chief Embezzlement Officer.
[2] CFO:
Corporate Fraud Officer.
[3] BULL MARKET:
A random market movement causing an investor to mistake himself for a
financial genius.
[4] BEAR MARKET:
A 6 to 18 month period when the kids get no allowance, the wife gets no
jewelry, and the husband gets no sex.
[5] VALUE INVESTING -- The art of buying low and selling lower.
[6] P/E RATIO -- The percentage of investors wetting their pants as the market
keeps crashing.
[7] BROKER -- What my broker has made me.
[8] STANDARD & POOR -- Your life in a nutshell.
[9] STOCK ANALYST! -- Idiot who just downgraded your stock.
[10] STOCK SPLIT -- When your ex-wife and her lawyer split your assets equally
between themselves.
[11] MARKET CORRECTION -- The day after you buy stocks.
[12] CASH FLOW -- The movement your money makes as it disappears down the
toilet.
[13] INSTITUTIONAL INVESTOR -- Past year investor who's now locked up in a
nuthouse.
[14] MOMENTUM INVESTING - The fine art of buying high and selling low.
[15] INVESTOR - Sucker
[1] CEO:
Chief Embezzlement Officer.
[2] CFO:
Corporate Fraud Officer.
[3] BULL MARKET:
A random market movement causing an investor to mistake himself for a
financial genius.
[4] BEAR MARKET:
A 6 to 18 month period when the kids get no allowance, the wife gets no
jewelry, and the husband gets no sex.
[5] VALUE INVESTING -- The art of buying low and selling lower.
[6] P/E RATIO -- The percentage of investors wetting their pants as the market
keeps crashing.
[7] BROKER -- What my broker has made me.
[8] STANDARD & POOR -- Your life in a nutshell.
[9] STOCK ANALYST! -- Idiot who just downgraded your stock.
[10] STOCK SPLIT -- When your ex-wife and her lawyer split your assets equally
between themselves.
[11] MARKET CORRECTION -- The day after you buy stocks.
[12] CASH FLOW -- The movement your money makes as it disappears down the
toilet.
[13] INSTITUTIONAL INVESTOR -- Past year investor who's now locked up in a
nuthouse.
[14] MOMENTUM INVESTING - The fine art of buying high and selling low.
[15] INVESTOR - Sucker
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